It is more likely that any insurance company, whether for homeowners or car insurance, would deny a larger claim. These companies don’t rush to make payouts in the hundreds of thousands of dollars. But, what does happen is that they’ll try to minimize their payout in whatever manner possible.
The good news is that you can stand up to these major companies with nothing but a local Virginia Beach car accident attorney.
What Comprises the Large Claim?
Typically a large claim on any car wreck in Virginia will come with three significant elements. First is medical expenses, which vary depending on your injuries. The second is pain and suffering, which is a combination of the non-economic damages you’ve experienced. Finally is the property damage, which usually includes your vehicle but could also include your phone or other valuables lost in the wreckage.
Your medical bills will come rolling in shortly after the crash. It’s not uncommon for people to feel pressured to pay these bills straight out of their pockets. However, you should work with an attorney to put a lien on these bills where payment is not expected until your case closes.
What happens when you have medical expenses is that unless you have instructions to send these bills to an attorney, the hospital or medical network will begin collections immediately. That is stressful, but also not fair or necessary.
Pain and Suffering
Did you lose a limb, or function of a limb? Will your injuries affect you for the rest of your life, or did you miss the chance of promotion because you were out of work during your recovery? These are non-economic elements of damages that impacted your life. It’s true you weren’t guaranteed a promotion, just as there was no guarantee that any other injury wouldn’t have affected you later.
The element of pain and suffering is that it’s the damage to your daily life, patterns, and behaviors. Working with a Virginia Beach attorney can outline what pain and suffering damages, you’d be able to claim.
For a long time, people thought that the only property damage you could claim was to your vehicle and possibly a car seat. But, basically, anything that’s not usable or was damaged beyond repair should fall into this category.
Did you lose a thousand dollar phone in the wreck? Or maybe your engagement ring had to be cut off and now requires substantial repair. These things can play into your property damage claim too. Don’t overlook anything that you lost in your Virginia Beach accident. Go through everything before making your claim as you may have difficulty adding any damages to your claim demand following the submission of your request. Even during the settlement negotiation, you may not be able to add further damages.
Using a Car Accident Attorney in Virginia Beach to Handle Settlement Negotiations
Settlement negotiations are the best way to help get the large compensation that you need. Insurance companies “low ball” everyone, no matter how big or small the claim. What a Virginia Beach attorney for a car accident will do is to dissect your compensation needs and support each of those with some evidence or expert opinion.
Property damage is easy enough to prove, and you should aim to recover as much of the compensation as possible. What happens there is having receipts or showing the value of the item. However, that may change drastically if the claim comes because the car was stolen or vandalized.
Then when it comes to pain and suffering or medical expenses, you’ll rely on a combination of expert witnesses and bills. Prove that these exist by working to show the differences in your life now. Your medical teams’ comments and records will explain the full extent of your damages and why your medical care was so expensive.
Should You Rely on an Auto Accident Attorney in Virginia Beach?
Having a lawyer handling your auto accident in Virginia is always an option. But, when you’re looking at a large claim, you probably have substantial debt because of someone else’s poor driving. CAIL, or Commonwealth Accident Injury Law, operates right out of Virginia Beach, working with victims of wrecks and accidents.
We know that it doesn’t matter if the wreck was a genuine accident or something that a person did with some level of intent. You probably need a lawyer to handle your great compensation demand and pursue the maximum amount of compensation possible.
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