If you were recently in a wreck, or are just trying to get prepared in case it does happen, here are a few facts. A lot of people never anticipate their first crash and might have a few preconceived ideas.
Get help from a car accident lawyer in Richmond, VA now to start getting your claim or case on track. You need someone by your side with all the facts quick at hand. They can defend your claim and your rights with a strong argument and eagerness to close the case favorably.
Insurance Companies Hardly Ever Offer “Fair” Claims
Almost everyone expects a fair check after a crash. You pay your insurance on a regular basis, and that’s what they’re there for, right? Wrong. No matter what insurance company you have, it’s imperative that you fight for fair compensation.
Insurance companies stay in business by keeping money in their own pockets. That means shorting people on claims wherever it’s possible. That might seem unfair, but it’s the truth. A fair claim is a rare occasion.
The odds are that you will need to pay out of pocket for at least part of your car repairs. Then when you consider your medical bills, that may be a new debt that follows you for years.
The only way to get the compensation that actually represents the damages from the crash is to hire a lawyer.
The Claims Process is Not Easy
Insurance commercials make it sound like filing a claim is as easy as sending a picture in an app. That’s only the first step. They don’t tell you about going out of your way to meet claims adjusters. Or, having to collect months of medical bills.
Of course, if you don’t comply with their requests, they pull their trump card. If you don’t meet their insurance adjuster, no payout. Then, if you don’t have your medical bills, no payout.
They put all the responsibility and effort on you. But if you were injured during the car wreck, you have your recovery to worry about too.
Many people feel that the inconveniences of filing a claim are no big deal because they’re not injured. Handling a claim while recovering is a very big deal. Call a car accident lawyer in Richmond right away to get help in managing the claims process.
Fender Benders are Not Frivolous
A simple fender bender might seem like nothing to worry about. You might not have even exchanged information with the other driver. While that’s a big no-no, you’re looking at other issues too. Fender benders could be the root cause of an injury that doesn’t surface until months down the road.
Fender benders can lead to major injuries that often go unnoticed, even by doctors. That means that your little fender bender is a big deal. Be sure to contact both your doctor and your insurance company after any wreck. Get a lawyer involved as soon as you start your claim.
With this system in place, if a fender bender does turn out to be nothing, then you have nothing to worry about.
Serious Injuries Don’t Automatically End in Big Checks
That’s right. It’s extremely unfortunate, but not everyone who loses a limb or suffers traumatic brain injury will get a large compensation. It all comes down to fault, and the many other details surrounding the car crash. Your car crash attorney can help you set a realistic goal when it comes to your settlement or compensation.
With serious injuries, you’re looking at possibly a lifetime of medical debt. Not to mention lost wages. In some cases, people experience total and permanent disability. Going through these situations and not getting any help from your insurance company is difficult.
Contact a Car Accident Lawyer in Richmond, VA
Most people believe that if they do what the insurance company tells them to, they’ll get a fair check and be on their way. With car accident injuries that’s just not realistic because you need an attorney. Hardly anyone can understand that ins and outs of an insurance policy.
Your policy was written to limit your ability to access a compensation check at all. But with the help of a lawyer, you can fight for what is yours. Additionally, you can pursue other legal options when it comes to uninsured or underinsured motorists.
Call CAIL today for a consultation on your case. You can discuss the details of your car wreck with an experienced car accident lawyer in Richmond right away.